If you have concerns about losing your house to foreclosure, we're ready to help.
Over the past few years, we've helped prevent foreclosures by helping Minnesota homeowners with short sales and by helping them understand and access home loan modifications and government assistance programs.
The primary difference between a short sale and foreclosure lies in the effects on your long-term consumer credit.
Short Sales: Negotiated settlement, seller’s credit is bruised – not ruined, no attorney fees, peace of mind, you can buy as soon as in two years, all liens are negotiated.
Foreclosure: Court settlement, seller’s credit damaged long term, usually large attorney fees, very little peace of mind, buy again as long as in 10 years, all liens are exhausted.
If you are a homeowner whose mortgage debt is partly or entirely forgiven through Minnesota foreclosure or short sale in Minnesota during tax years 2007 through 2012, you may be able to claim special tax relief and exclude the debt forgiven from your income.
Foreclosures can occur anywhere in Minnesota, due to many number of causes. Under Minnesota foreclosure laws, Minnesota foreclosure deficiency judgment is allowed.
As a short sale specialist ETC Realty Team can help you answer all your foreclosure questions and share with you the solutions. There is NO cost to you for our service. Call today!
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We are Certified Short Sale
Working with a real estate professional who specializes in short sales allows you greater bargaining power, clearer insight and the advantage of having an experienced professional negotiate on your behalf.
Not just ANY agent: We are Licensed Minnesota Real Estate Short Sale Agents
No Service Fees We negotiate with your lender pay our fees, closing costs as well as $3,000 for homeowners with HAFA short sale!
Work with All Banks Bank of America, Chase, CitiMortgage, GMAC, U.S Bank, TCF, Wells Fargo..... all of them.
Client Privacy Confidential guaranteed We look out for your best interest and become your trusted resource.
We work it out for youWe work directly with your lender during the Minnesota short sale process and prepare all required documentation.
Comprehensive and Knowledgeable We 100% follow FTC & MARS Compliant.
Our growth is from results, not slick sales tactics We answer any of the questions you may have throughout the entire Minnesota short sale process.
We are a member of the Minneapolis Association of REALTORS®, the Minnesota Association of REALTORS® and the National Association of REALTORS®. Equator platinum certified short sale and REO; RES.NET REO certified.